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About YRD

Yiren Digital Ltd. is an advanced, Al-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers’ financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. It supports clients at various growth stages, addressing financial needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses. The company was founded by Ning Tang in March 2012 and is headquartered in Beijing, China.

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YRD Financials

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